Descriptions
SUMMARY
OVERVIEW
Job Description Senior Analyst; Client Origination (1 Position(s)) Job Location : Head Office Job Purpose: To evaluate counter-party credit risks associated with Wholesale Banking lending at the client interface, with the primary objective to contain credit risk within acceptable parameters. Responsible to develop and maintain close relationships with the broader lending, Structured Trade finance and co-financier community with a view to facilitating the syndication and co-financing of sovereign (public sector) and non-sovereign (private sector) borrowing customers and originate and execute transactions across Wholesale Banking customers. Main
RESPONSIBILITIES
- : Strategic Focus Provide direct (specialist/ professional) credit evaluation services at the customer interface and apprise client application timely within short Turn Around Time.
- Identify credit and risk management
REQUIREMENTS
- at the source of the deal negotiation/ business proposal.
- Conduct credit evaluation interviews during deal negotiation to obtain sufficient and appropriate information to evaluate business risk and deal viability, from a credit risk perspective.
- Decline non-viable deals at source, however, work in partnership with Head, Wholesale Client Origination, Relationship Managers and clients to identify alternatives that could bring deals/ proposals within risk acceptable parameters relative to profitability.
- Support other team members in the department to develop high quality credit solutions to customers and recommend appropriate facilities in line with risk evaluation with the view of obtaining fast credit approval from credit decision makers.
- Present and defend own judgement and senior credit evaluations to clients in a manner that does not negatively affect the business relationship.
- Identify, quantify and evaluate sources of risk in relation to profitability of business proposal and financial viability of the corporation as a whole; interrogate/review information obtained to gain a thorough understanding of business parameters which create profit/ value as well as the associated risks.
- Utilize industry risk analysis available to identify and understand contextual threats to existing and potential clients.
- Evaluate whether proposals meet sound business criteria and counter-party credit risk falls within acceptable parameters, and recommends appropriate business credit facilities, including terms or conditions of facilities.
- Prepare credit applications providing sound financial and business justification for deals/ proposals within acceptable risk parameters relative to profitability.
- Present and defend credit proposals to Management and Board Credit Committees to seek their support.
QUALIFICATIONS
- and Experience: Bachelor’s degree in Accounting, Finance or related fields.
- Master’s degree in business studies is an added advantage Postgraduate education in Banking and/or Banking certification(s) is an added advantage.
- At least 4 years’ experience in Credit origination or evaluation.
- Experience in project structuring, financial modeling, validation and reviewing financial statements.
- NMB Bank Plc is an Equal Opportunity Employer.
- We are committed to creating a diverse environment and achieving a gender balanced workforce.
- Female candidates and people living with disabilities are strongly encouraged to apply for this position.
- NMB Bank Plc does not charge any fee in connection with the application or [...]
HOW TO APPLY
Use the application link below to open the official application form.
