Descriptions

SUMMARY

OVERVIEW

Job Description TRA SACCOS LTD 1. Background TRA SACCOS LTD is a registered Savings and Credit Co-operative Society based in Dar es salaam. TRA SACCOS LTD is dedicated to mobilizing savings from its members and providing accessible credit facilities. As a Class B licensed microfinance institution, the society operates in full compliance with the Microfinance Act No. 10 of 2018 and the Co-operative Societies Act, Cap 211. TRA SACCOS LTD invites applications from suitably qualified and competent candidates to fill vacancies based in Dar es Salaam. Credit Officer II – 1 Post Job Purpose To assess, process and monitor member loans in line with TRA SACCOS policies and regulatory

REQUIREMENTS

- , ensuring effective credit management, quality loan portfolio performance and member satisfaction.

- Reporting to Head of Credit Duties and

RESPONSIBILITIES

- Provide guidance to members on loan products, eligibility, applications, and other credit-related matters.

- Evaluate loan applications, recommend approval decisions, process approved loans, and maintain accurate loan records.

- Monitor loan repayments, reconcile loan accounts, follow up on overdue loans, and support loan recovery activities.

- Prepare credit and regulatory reports, respond to audit findings, and support the implementation of credit policies.

- Deliver excellent member service, support Credit Committee activities, participate in planning and budgeting.

- Perform any other duties assigned by the supervisor.

- Qualification and Experience Has a minimum of Bachelor Degree or Advanced Diploma with upper second class or above in Accounting, Finance, Economics, Statistics, banking, Business Administration or

QUALIFICATIONS

- of other related fields from a recognized institution with at least 1 year of work experience.

- Skills and Abilities Required Excellent interpersonal, organizational and communication skills, attention to detail with focus on quality and integrity.

- High level of integrity and business acumen, including the responsibility to maintain confidentiality of customer information.

- Proficiency in Microsoft Office applications.

- Age Limits The applicant must be of age between 25 – 30 years.

- Application & Submission Guidelines Required Attachments Signed cover letter detailing job suitability, updated Curriculum Vitae (CV), certified copies of academic transcripts and professional certificates, nationality evidence (certified copy of NIDA Identity/Passport) and reliable contact information for three professional referees (being from former work place, professional or Higher Leaning Academic Institution).

- Certificates obtained from foreign institutions must be verified by accredited local authorities such as Tanzania Commission for Universities (TCU)/NACVET.

- Submission Details Signed applications should be addressed to: The Board Chairman, TRA SACCOS LTD, P.O.

- BOX 63225, DAR ES SALAAM; and sent electronically through the following link: career.trasaccos.co.tz.

- General guideline TRA SACCOS LTD is an equal opportunity employer.

HOW TO APPLY

Application & Submission Guidelines Required Attachments Signed cover letter detailing job suitability, updated Curriculum Vitae (CV), certified copies of academic transcripts and professional certificates, nationality evidence (certified copy of NIDA Identity/Passport) and reliable contact information for three professional referees (being from former work place, professional or Higher Leaning Academic Institution). Submission Details Signed applications should be addressed to: The Board Chairman, TRA SACCOS LTD, P.O. Issued by: CPA Mbogo Kerenge (ADE) Board Chairman How to Apply for this Job No separate application link was provided.